Small Business Insurance

Small Business Insurance

We are able to help most small businesses – which includes Retailers, Hair & Beauty, Hotels & Leisure, Pubs, Restaurants, Offices, Sports & Social Clubs as well manufacturers and wholesalers etc. Often a ‘Package’ policy is the best option whereby Insurers will offer a range of covers under one policy. 

The main advantage is that premiums are often significantly lower by avoiding minimum premiums charged on individual policies.

A typical policy is made up of various types of insurance cover which are designed to cover the standard risks for a particular sector of business, such as: –

Whilst many Insurers offer these types of policies it is important to select the right policy for your needs. As the premiums are lower they contain automatic policy conditions and exclusions which you need to understand and adhere to such as Intruder Alarm and Security Conditions, Fixed Electrics, Waste Removal etc. Often it is a better to pay a little more premium rather than incur the cost or inconvenience of implementing required risk protections.

That’s where we come in. We have the breadth of knowledge, expertise and experience to find the correct insurance solution at a competitive price with a reputable insurer.

Whilst the insurance world is becoming dominated by online facilities and large call centres we firmly believe in providing a ‘local service’ with dedicated points of contact allowing you to build a trusting relationship with us.

Once arranged it doesn’t stop there – we are here at any time to provide you with help and assistance on a day to day service when needed. Hopefully in won’t happen but in the event of a claim, we will manage your claim, protecting your interests throughout.

We make it our business to understand your business.

Munro-Greenhalgh
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